This document prescribes the Terms and Conditions, which shall be applicable to all transactions initiated by the User/Customers through any UPI PSP app and for using Unified Payments Interface (UPI) services for the repayment of loan/credit facility obtained from Jana Small Finance Bank Limited (“JSFB”). The repayment may be either in partial/EMI/full repayment of loan amount outstanding.
The UPI Web QR based loan repayment solution is provided on an "as is" basis with no representation, guarantee or warranty of any kind, either express or implied, as to its functionality. Downloading the QR code or using the website does not automatically entitle the User to receive any documentation, telephonic / technical support or version updates on their handheld devices/desktops from NPCI/JSFB.. User Obligations
The User agrees, at its own expense, to indemnify, defend and hold harmless JSFB, in connection with the use of the UPI Services with reference to –
This obligation shall survives termination of these Terms for any reason.
The User is advised to carefully read and understand these Terms and Conditions before using the Website based QR code Loan repayment services. By using the Website based QR code Loan repayment services, the User will be deemed to have read, understood and accepted the Terms and Conditions, mentioned herein below and will be bound by these Terms and Conditions, as amended from time to time, as displayed on JSFB /NPCI website and the continued use of the Website based QR code Loan repayment services UPI constitutes acceptance by the User of any such amendment. Usage of UPI services via Website based QR code Loan repayment services by the User shall be further subject to UPI guidelines issued by JSFBNPCI and other regulatory from time to time.